Suka bingung nggak sih mencari pandanan kata yang tepat untuk mengartikan kata atau kalimat dalam inggris? Apalagi jika kata atau kalimat tersebut berhubungan dalam dunia perbankan/keuangan?
Nah, sebenarnya Bank Indonesia (BI) telah mengeluarkan kamus perbankan guna mengedukasi masyarakat agar mudah mengartikan kata atau kalimat dari bahasa Inggris ke Indonesia. Berikut ini daftar istilah perbankan dari Inggris ke Indonesia yang dilansir dari situs resmi Bank Indonesia:
Daftar Istilah Perbankan
| Inggris | Indonesia |
| a combined statement | laporan gabungan |
| a descriptive statement | laporan mutasi akun |
| abandonment | hak kepemilikan |
| ability to pay | mampu – kemampuan membayar |
| absolute title | hak mutlak |
| absorption | lebur – peleburan usaha |
| abstract | abstrak |
| abstraction of banks funds | abstraksi dana bank |
| accelerated depreciation | susut – penyusutan dipercepat |
| acceleration clause | klausul percepatan pelunasan |
| acceleration coefficient | koefisien akselerasi |
| acceptance | akseptasi |
| acceptance commission | komisi akseptasi |
| acceptance credit | kredit akseptasi |
| acceptance ledger | kira – perkiraan akseptasi wesel |
| acceptance register | daftar akseptasl wesel |
| acceptor | akseptor |
| access device | sarana akses |
| accommodation endorsement | endosemen pinjam nama |
| accommodation paper | surat wesel pinjam nama |
| accomodation endoser | endosan |
| accord | akur |
| account | hubungan akun |
| account | rekening |
| account | akun; rekening |
| account activity | aktivitas rekening; aktlvitas akun |
| account balance | saldo rekening; saldo akun |
| account payable | utang dagang |
| account receivable | piutang dagang |
| account receivable turnover | putar – perputaran piutang |
| account reconcilement | rekonsiliasi akun |
| account register | buku nomor pemegang rekening |
| account statement | laporan akun |
| account uncollectible | pinjaman taktertagih |
| accountancy | akuntansi |
| accountant | akuntan |
| accountee | pegang – pemegang akun |
| accounting | akun – perakunan |
| accounts | kira – perkiraan |
| accrual basis | asas akrual |
| accrued interest | bunga akrual |
| accumulation | akumulasi |
| accumulator | kelompok – pengelompok |
| acid test ratio | rasio cepat |
| acquisition | akuisisi |
| acquittance | bukti pelunasan |
| act of bankruptcy | mohon – permohonan pailit |
| act of honour | bantuan penjaminan surat berharga |
| actio pauliana | aksio pauliana |
| action of debt | tagih – penagihan utang |
| active account | akun aktif |
| active partner | mitra aktif |
| back contracts | kontrak kelak |
| back office | bagian administrasi |
| back to back commitment | ikat janji terdukung |
| back to back L/C | surat kredit berdokumen terdukung |
| back up | aman – pengamanan |
| back up line | kredit penunjang |
| backlog | tunggak – tunggakan aplikasi |
| bad check | cek tertolak |
| bad debt | kredit macet |
| bad debt recovery | selesai – penyelesaian |
| bailment | kredit macet titip – penitipan |
| bailout | bantuan penyelamatan |
| balance budget | anggaran berimbang |
| balance due | saldo minimum jatuh tempo |
| balance of payment | neraca pembayaran |
| balance of service account | neraca jasa |
| balance of trade | neraca perdagangan |
| balance of transfer payment | neraca pembayaran transfer |
| balance sheet | neraca |
| call | somasi |
| call money | pinjaman singkat |
| CAMEL | CAMEL |
| cancelled cheque; paid | cek lunas |
| cannibalize | kanibalisasi |
| capacity | kapasitas |
| capital | modal |
| capital account | rekening modal |
| capital adequacy | cukup – kecukupan kebutuhan modal |
| capital assets | harta modal |
| capital budget | anggaran modal |
| capital flight | lari – pelarian |
| capital goods | barang modal |
| capital market | pasar modal |
| capital movement | pindah – perpindahan |
| capital ratio | modal rasio |
| daily interest | bunga harian |
| dana suku bunga primer | dana suku bunga primer |
| dear money | uang mahal |
| debenture | surat utang |
| debt to equity ratio | rasio utang terhadap modal sendiri |
| debtor | debitur |
| deed | akta |
| deferred annuity | anuitas tertangguh |
| del credere agent | agen penjamin |
| del credere commission | komisi penjamin |
| delegation of authority | limpah – pelimpahan wewenang |
| earmark | ciri – penciri |
| earning asset | aktiva produktif |
| earning asset quality | kualitas aktiva produktif |
| embezzlement | gelap – penggelapan |
| emitten | emiten |
| encoding | sandi – penyandian |
| endorsed bond | obligasi terendos |
| engrossing | borong – pemborongan |
| entrepeneur | wirausaha |
| equity | ekuitas |
| equity contract notes | surat gadai modal |
| equity participation e | partisipasi ekuitas s |
| quity securities | ekuritas kepemilikan |
| equivalent rate | suku bunga setara |
| error of ommission | galat termaklumi |
| escrow account | dana eskro, rekening eskro |
| fill or kill | perintah transaksi |
| final dividend | dividen akhir |
| fine | denda |
| flat rate | angsuran tetap |
| flexible budget | anggaran fleksibel |
| forecasting | kira – prakiraan |
| foul bill of lading | surat muatan cacat |
| gearing ratio | rasio utang modal |
| goodwill | muhibah |
| green clause I/c | surat kredit berdokumen klausa hijau |
| guild; gild | gilda |
| hall mark | cap mutu |
| handling charge | biaya transaksi |
| hedge; hedging | lindung nilai; cegah risiko |
| herbelening | gadai ulang |
| home equity credit (loan) | kredit berjamin rumah |
| homogeneous commodity | komoditas sejenis |
| hurdle rate | tingkat keuntungan minimum |
| huurbeding | syarat pembatasan sewa |
| huurkoop | beli sewa |
| hyperlnflation | hiperinflasi |
| hypothecation | hak tanggungan |
| illiquid | taklikuid |
| illiquid asset | aset tak-likuid |
| illiquidity | taklikuid – ketaklikuidan |
| immediate credit | kredit semerta |
| immovables | barang tak-bergerak |
| impaired capital | modal memburuk |
| impaired credit | kredit bermasalah |
| implied warranties | syarat larangan tersirat |
| imputed interest | bunga andaian |
| joint account | rekening gabungan |
| joint and several liability | tanggung renteng |
| joint cost | biaya gabung |
| joint venture bank | bank campuran |
| journal sheet; proof | lembar jurnal |
| judgement | atas dasar penilaian |
| lateral integration | integrasi samping |
| lead time | tenggang pesan barang |
| lease | sewa beli |
| ledger | buku besar |
| legal debt | utang sah |
| legal entity | badan hukum |
| legal lending limit | batas maksimum pemberian kredit |
| legal rate of interest | bunga resmi |
| legal reserve | cadangan wajib |
| legal risk | risiko yundis |
| legal tender | alat bayar sah |
| lempira | lempira |
| lender | pemberi kredit; kreditur |
| lender of the last resort | kreditur akhir |
| lesaee | sewa – penyewa |
| lessor | milik – pemilik barang sewa |
| letter of credit (L/C) | surat kredit berdokumen |
| leverage | dana penumpu |
| managed currency | mata uang tekendali |
| marginal deposit | setoran jaminna |
| marginal propensity to consume | kecenderungan tambahan konsumsi marginal |
| marginal propensity to invest | kecenderungan tambahan investasi marginal |
| marginal propensity to save | kecenderungan tambahan tabungan margina |
| marginal revenue | pendapatan marginal |
| marginal tax rate | tarif pajak marginal |
| marginal utility | manfaat marginal |
| near cash assets | aktiva setara kas |
| negative gap | senjang negatif |
| negotiable bond | obligasi boleh alih |
| no pan stock | saham non-pari |
| nominal capital; face capital | modal nominal |
| nursing of credit | pembinaan kredit |
| off balance sheet | rekening administratif |
| off-site supervision | pengawasan tak-langsung |
| onbekwaam | di bawah pengampuan |
| onteigening | pembebasan tanah |
Untuk kata atau kalimat lainnya yang berhubungan dalam istilah perbankan atau keuangan, kamu bisa lihat dalam dokumen ini ya!
Bila kamu tahu istilah perbankan atau keuangannya lainnya, juga bisa tambahkan pada kolom komentar di bawah ini.
